Terms of Use


Notice: Please read this document carefully before using this website. If you object to or do not agree with any or all of the Terms and Conditions present in this document or other posted documents, do not use this website and Service

Acceptance of Terms
This Website is provided and maintained by The Internet Stock Exchange Investment Club ("The Club"), a private, membership only, service organization. All content, including information, documents, logos, icons, communications, files, text, audio clips, graphics, software, images, and products available through the website ("Materials") and all services operated by The Club and third parties through the website ("Services"), available for your use, are subject to the terms and conditions set forth in this document.


Listed Services and parts of this website may be governed by additional posted rules, guidelines, policies and procedures, or other terms and conditions. All such rules, guidelines, policies and procedures, or other terms and conditions are hereby incorporated by declaration into these Terms of Use.


By accessing or utilizing this website in any manner, including, without limitation, use of any of the Services, downloading of any Materials, or merely browsing the website, you acknowledge, agree to and are bound by these Terms of Use.


Modifications
The Club reserves the right to modify or discontinue, temporarily or permanently, the Website, or any part thereof, for any reason, at its sole discretion, with or without notice to you. The Club likewise reserves the right to change these Terms of Use with or without notice to you. You agree to review these Terms periodically to ensure that you are aware of any modifications. Your continued access or use of the Website after the modifications have become effective shall be deemed your conclusive acceptance of the modified Terms.

Content and Information
The information on this Website is for informational and educational purposes only, and is considered general in nature.


Although the information provided by this website, or accessible by links contained within, is obtained from sources deemed to be reliable, individuals should exercise caution, as with any information that concerns financial or investment matters, and should conduct thorough research of facts and views before making financial decisions. Individuals should only participate in transactions when they have concluded that such transaction is suitable to their own financial capacity and personal financial goals. The availability of Materials, Services and related information at this website and the presence of links to external resources is not and should not be interpreted to be The Club's recommendation or opinion that any individual should engage in any particular type of transaction.


Information and Content, including Materials and Services, may be paid for by the Club, or provided to The Club in exchange for services, or other benefits to The Club. The arrangement, layout, organization, or display of such information is at The Club's sole discretion. By using, interacting, or simply browsing this Website, or use of other Club Services, you agree to indemnify and hold harmless The Club, and such Information from suppliers, for any result of using such Information and Content thereof for any reason.


No Advice
Information provided, in any form, by The Club, its affiliates, agents, or representatives, through The Club website or otherwise, is not intended to provide investment, financial, tax, or legal advice. Under no circumstance is the information contained herein to be used or considered as an offer to sell or a solicitation of an offer to buy any particular investment.

Use of Services
You may use this Website and Club Services for your own personal and non-commercial purposes.


You may not adapt, modify, copy, post, duplicate, distribute, transmit, display, store, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products, Materials or Services that are part of the Website and/or Club Services except as expressly approved in writing by The Club in advance.

You agree to be solely responsible for your actions and the contents of your transmissions through the website.


Communications
The Club's website and/or Services may contain articles, e-mails, bulletin board services, chat areas, news groups, forums, calendars, audio files and/or other message or communication media, or mediums, including but not limited to, phone, fax, pager, and/or hand held personal digital assistants (PDAs), designed to enable you to communicate with others ("Communications"). You agree to use the Communications only to post, send and receive messages and material that are proper and, when applicable, related to the particular Communications service. You agree that when using such Communications, you must not:

· Submit, transmit, or post material that is copyrighted, unless you own the copyrighted material, have the expressed permission of the copyright owner, or within the scope of the license to do so;
· Submit, transmit, or post material that reveals trade secrets, unless you own the trade secret, have the expressed permission of the trade secret owner or within the scope of the license to do so;
· Submit, transmit, or post material that infringes on any other intellectual property rights of others, unless you have the expressed permission of the property rights owner, or within the scope of the license to do so;
· Submit, transmit, or post material that infringes on the privacy or publicity rights of others;
· Submit, transmit, or post material that is unlawful, or offensive, libelous, obscene, defamatory, threatening, harassing, abusive, hateful, or embarrassing to another user or any other person or entity;
· Submit, transmit, or post a sexually-graphic image or statement;
· Submit, transmit or post advertisements, promotions or solicitations of business, products or services, chain letters or pyramid schemes;
· Impersonate another person or create a false identity;
· Submit, transmit, or post material that contains viruses, worms, time bombs, Trojan horses, cancelbots or other computer routines or utilize engines that are intended to damage, interfere with, secretly intercept or seize any system, data or information;
· Log into a server or account which the user is not authorized to access or access data not intended for such user;
· Attempt to probe, scan, test or otherwise compromise a system or network or the security or authentication measures;
· Interfere, or attempt to interfere, with materials and/or services to any user, system, or network, including, without limitation, overloading, flooding, spamming, mailbombing or crashing,
· Forge any part of the header information in any e-mail or newsgroup posting or TCP/IP packet.

Violations of system or network security may result in civil or criminal liability.


The Club may, but is not obligated, to monitor any and all interactions with or transmissions through the Communications. The Club also reserves the right, in its sole discretion, to review, edit, and/or remove, or delete, any materials, in whole or part, posted in or through the Communications. You agree and consent to such monitoring and review, without any further notice to you.


The Club reserves the right at all times to disclose any information as The Club deems necessary to satisfy any applicable law, regulation, legal process or governmental request, or as may be appropriate to protect against fraud or illegal activity, for the safety of members, employees, or property.


Always exercise caution when providing any personally identifiable information about yourself. The Club does not control or endorse the content, messages; information or resources found in any Communications and, therefore, specifically disclaims any responsibility and liability with regard to any Communications. Your participation and any actions resulting from your participation in any Communications is at your own risk.

Some materials and services available at, to or through a Communication service may be subject to limitations on usage, reproduction and/or dissemination. You agree and are responsible for adhering to such limitations if you utilize such materials or services, whether such limitations are posted or not.

OWNERSHIP
This website is owned and operated by The Club. The Materials and Services, and all contents (except separately authored), such as text, graphics, video files, audio files, images, logos, button icons, software and other website content, on this website, and of all other websites under The Club's control, whether partial or otherwise, as well as their selection and arrangement, are the exclusive property of The Club, or its content suppliers, and protected by copyright, trademark, patent, and/or intellectual property and other laws. Neither The Club, nor any of its content suppliers, grant any express or implied rights to use the Services, Materials and/or content supplied by the website, except as expressly provided herein. Unauthorized use of the website Materials, Services, and/or content may violate copyright, trademark, and other laws. You may download, view, and print portions of materials from the different areas of the website, as specifically indicated, solely for your personal non-commercial use, provided that you do not change or delete any copyright or proprietary notices. You may not copy, sell, modify, reproduce, display, publicly perform, distribute, transmit, rent, lease, loan, assign, license, sublicense, reverse engineer, create derivative works from, or otherwise use any of the website content in any way for private, public or commercial purpose. Any modification to or any other use of these materials for any purpose is a violation of proprietary rights. Website content may be use on another website, provided written approval is obtained in advance. The use of website content on any intranet or networked computer environment for any purpose is prohibited.

The computer code used to generate any of the website content or the pages of the website may not be copied or adapted. It is also protected property of The Club.


Patents
This website may contain materials, services, content, operational aspects, associated technology and other proprietary information that may be the subjects of patents, application(s) for patent protection, or other intellectual property right applications. Except as expressly provided in these Terms of Use, The Club and its content suppliers do not grant to you any express or implied license or right under any patents, patent applications, or other intellectual property. Any rights not expressly granted herein are reserved


NO UNLAWFUL OR PROHIBITED USE
You acknowledge you have read, and agree, as a condition of your use of this website, that you will not use the Materials or Services for any illegal purpose or contrary to these Terms of Use. You also agree to comply with all applicable laws, regulations and policies, including without limitation U.S. export and re-export control laws and regulations regarding the transmission of technical data exported from the United States or the country in which you reside. You further agree to comply with all local laws, regulations and rules regarding online conduct and acceptable Content. You represent you and you have the legal authority to accept these Terms of Use on behalf of yourself or any party you represent

You may not use the provided Materials or Services in any manner that could damage, disable, interrupt, overburden, or impair the website, Materials and Services or interfere with or disrupt any other party's use and enjoyment of them, including, without limitation, the collection, storage or harvesting of personal information. You may not attempt to gain unauthorized access, or utilize any unauthorized means to gain access to, any of The Club account(s) or member(s) account(s), computer systems or networks associated with The Club Services. You may not acquire or attempt to acquire any website content, materials or information through any means not intentionally made available, or provided for, through "The Club," services or website.

RIGHT TO USE FEEDBACK OR SUGGESTIONS
We welcome your voluntary feedback, comments and suggestions (collectively "ideas") regarding this website, and other Materials and Services provided by The Club, so that we can continually improve the services for you and other members. As such, when you submit such information and/or idea(s), you agree that the information was unsolicited and not to be considered confidential. The Club is not responsible for keeping such information confidential and The Club will not be liable for the use or disclosure of such information. All such information and/or idea(s) submitted by the website users and/or visitors to The Club is, and shall remain, the sole and exclusive property of The Club for any purpose whatsoever, commercial or otherwise, without compensation.


LIABILITY DISCLAIMER
YOU EXPRESSLY AGREE THAT USE OF THE SERVICE AND ANY MATERIALS OR INFORMATION PROVIDED IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. THE CLUB EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. THE CLUB MAKES NO WARRANTY THAT THE SERVICE WILL MEET YOUR REQUIREMENTS, OR THAT THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR FREE; NOR DOES THE CLUB MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICE OR AS TO THE ACCURACY OR RELIABILITY OF ANY INFORMATION OBTAINED THROUGH THE SERVICE OR THAT DEFECTS IN THE SOFTWARE USED IN THE SERVICE WILL BE CORRECTED. THE CLUB DISCLAIMS ANY WARRANTY THAT THE WEBSITE (OR ANY INFORMATION OR SOFTWARE CONTAINED THEREIN) IS FREE OF VIRUSES, WORMS, TROJAN HORSES OR OTHER CODE THAT MANIFEST CONTAMINATING OR DESTRUCTIVE PROPERTIES. THE CLUB MAKES NO WARRANTY REGARDING ANY SERVICES OBTAINED THROUGH THE SERVICE OR ANY TRANSACTIONS ENTERED INTO THROUGH THE SERVICE. THE CLUB ASSUMES NO RESPONSIBILITY FOR THE DELETION OR FAILURE TO STORE ANY DATA OR OTHER INFORMATION PROVIDED BY YOU ON THE SERVICE.

Nothing in this agreement shall constitute a waiver or limitation of any rights which the Client may have under applicable state or federal law, including without limitation the state and federal securities laws.


Linking
This website may display links to websites, and other sources, sponsored by third parties. The Club is not responsible for the content or operation of third-parties, and the presence of such links does not constitute or imply an endorsement, sponsorship or recommendation of, or affiliation with the third party or its products and services. If you decide to access any of these third party resources linked to this website, you do this entirely at your own risk. You should always use discretion when browsing the Internet.

Linking to this website, any or all of its content, and any of The Club Services, on any website or other resource, is not permitted, unless such approval is obtained from The Club in advance.


Places of Use
The Club administers this website in the city of Columbus, the state of Georgia, United States of America. The Club makes no representation that materials at this website are appropriate or available for use outside the United States and regions within the United States, and access to them from territories where their contents are illegal is prohibited. You may not use or export or re-export the materials at this website or any copy or adaptations in violation of any applicable laws or regulations including without limitation U.S. export laws and regulations. If you choose to access this website from outside the United States, you do so on your own initiative and are responsible for compliance with applicable local laws. These Terms will be governed by and construed in accordance with the laws of the State of Georgia, without giving effect to any principles of conflicts of laws.


TERMINATION AND RESTRICTION OF ACCESS

The Club reserves the right, in its sole discretion and without notice, to terminate or suspend your access to the website and other Services, or any portion thereof at any time, for any reason whatsoever, including inactivity. In the event this website is terminated or your access to this website is terminated or suspended, the applicable restrictions regarding the content, Materials and Services appearing on this website and the representations and warranties, indemnities, and limitations of liabilities set forth in these Terms of Use shall survive any such termination or suspension.

Jurisdiction
The Terms of Use, found herein, are subject to, the laws of the State of Georgia. Any dispute arising out of these Terms of Use or your use of the Website, you irrevocably consent to the exclusive jurisdiction and venue of courts in Muscogee County, Georgia.


Severnabiltiy
If any provision of these Terms of Use is held to be unlawful, void, or for any reason unenforceable, that provision will be deemed severable and will not affect the validity and enforceability of the remaining provisions. These Terms of Use state the entire agreement between the parties relating to use of the Website. The Terms of Use may not be amended except as provided above.

 
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